Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, August 16, 2018

Can millennials count to twenty-five?




Sometimes I just get so tired. I don't want to diss millennials too much, because, after all, they are The Future. We're in their hands, or we will be, and there's nothing much we can do about it.

But if they work retail, shouldn't they be expected to - uh, ah, er - know something about money?

I think what may be happening is that they are shown how to scan a bar code, at which point their training is "done". This is called "buying something". The payment is a tap on a machine, so they don't need to worry about that either.

Money confounds them. They don't know what it is.





Being pensioners and fairly poor, we're the type to count out change for things, just so we keep track of what we are actually spending. All this has gone by the boards, like writing in cursive and learning to tell time from a clock face. (Both have been scrapped and are no longer taught in schools.) It's much more OK to jam a card in a machine, or (better yet) tap it, then sort of forget about the total while you shove the item in plastic and hurry on.

The concept of spending money - actual cash money - isn't real any more. Bank balances. Loans. Debt. What are they? It's all a sort of grey oblivion, until one day it catches up with you and you realize you are living so far beyond your means that you can't scrape up enough to pay the rent.





So. Today I had two pretty vivid examples of millennials who couldn't count. I mean, AT ALL. One was a young man, a very pleasant young man from another culture, so he's excused or partially-excused, but why on earth, during his training, did he never have to handle any money, let alone learn to make change? I guess Walmart just assumes no one pays any attention any more. It just "goes on a card", and you're finished. 

Typical of the older, poorer generation, I set a small item in front of him and put down a handful of assorted cash. There was a five dollar bill, a few toonies and a loonie, and a lot of new-looking quarters. (I only mention this because I wondered if this was why he found it so perplexing.) He looked at the  five, sort of put it to one side, hefted the toonies and loonie and began to poke his fingers into them (to count them, I assume). Then the quarters. There were  at least eight of them. He picked up one quarter. He sort of squinted at it, held it up to his eye, turned it this way and that. Flipped it over to look at the other side. Then he put that quarter to one side. Then he picked up the next quarter, inspected it carefully, turned it this way and that, and - 

On and on, each time, for eight quarters.





Of course, I (and everyone else in line) wondered if Walmart had a new policy of scrutinizing quarters, the way you would a fifty or even a twenty. Maybe shiny new quarters were counterfeit! Maybe I had a mint in my basement and feverishly turned out quarters all night long so I could fool Walmart and get my garden hose for free. But this just seemed surreal. He kept pushing the quarters around the counter like little silver curling stones. Finally he picked one up and held it by its edges for the longest time.

"Are these worth twenty-five cents?" he asked me. I assured him they were. 





Was this nickel confusion? Not likely. Every nickel in Canada has a beaver on it. They aren't the same size as quarters. They're thicker and smaller in diameter. But I doubt if he knew what a nickel looked like anyway. When he gave me my change, I just took it and left. Didn't even bother to look.

But that wasn't the end of it!

An hour or so later I went to a craft store to buy some different-colored sheets of felt for a project. They had gorgeous felt in the place, every sort of rich colour, so I picked out a lot of it. The price was two sheets for $1.25, clearly marked with a sticker on each sheet.





I bought sixteen sheets, which I assumed would be eight times $1.25. The cashier, young and sweet and (until I rang the bell) glued to her phone, dutifully began to ring up one sheet after another, after another, after another. The total was absurdly high. I realized she had charged me sixteen times $1.25.  I insisted it wasn't right and that the price was on the label, but the label was covering the bar code, so she had to actually ring it in rather than scan it. So she was completely confused.

Two for $1.25 was just too complex a concept to master. It HAD to be $1.25 each. That's what things cost, didn't they? One item, one price?





I knew she was upset because I was challenging her reality. I was nice about it, but I insisted I wouldn't pay double what the item actually cost. I had to lay out two sheets of felt and say, "These cost $1.25." Then lay out two more sheets of felt and say, "These cost $1.25." Finally she got it, more or less. We worked it out, but I still think she thought she was being nice about it to get rid of me.  

All she knew how to do was scan bar codes. That's what a clerk does now. Some of those self-checkout things allow you to use cash, but I've heard they're on the way out.

So I will be forced to card-tap, and no longer deal with a living, breathing, mistake-making millennial person. I wonder why that upsets me so much?





Wednesday, October 12, 2011

Money is the root of all. . . good


I like to deal with certain common statements in my blog, “conventional wisdom” I guess, which I don’t think is wisdom at all. These are things I've heard over and over again (like "everything happens for a reason": I think I've put that one through the macerator already) and "God doesn't give us more than we can handle."

There's one I hear over and over again,  and it kind of makes the hair stand up on the back of my neck: “It’s good to make mistakes! Go ahead, make lots and lots of them. It’s the way you learn.”


There's only one problem with that one. With the current atmosphere in the workplace, which I hear is pretty poisonous and competitive, most bosses won't allow much more than one big mistake (or a few minor ones) before dropping the other shoe.

One mistake, in the wrong place, can be a disaster. It can even cost human lives. Or it just puts people out, or alienates clients who form the backbone or glue of a corporation. It' s just not a good thing. 

A person can pay for one mistake for the rest of their lives.


ONE mistake can cost you your job, not to mention your whole career. It shouldn't be that way, but it is. This is why workers become unhappy, because they really should be free to make mistakes and learn from them. I'm not saying the homily/truism is a lie, just that it doesn't pan out in the "real world".

Another one: “Success/money doesn’t make people happy." Oh yes it does. Poverty isn’t such a lark, is it? Being underemployed; is that so much fun? With the exception of a few neurotic Hollywood starlets who seem to throw their good fortune away with both hands, I think success is good for people.

I think of the "successful" people I know (meaning: financially stable; happy and accomplished in their work; satisfied in their personal lives) and they seem to possess a stability, not to mention a solid self-esteem, that I don’t see in “failures” (people who seem, no matter how hard they try, unable to fulfill themselves).


Money? If you have plenty of it, you don't need to worry about it. It’s still seen as evil, wicked and dirty in our culture, not to mention indispensable. Everyone wants more – look at the lottery! – but no one wants to admit that what they have isn’t enough. We're a consuming culture, and if you get caught up in it you'll never be happy at all. But if you always need, always chase, always scrape and scratch and sink in debt, how happy is it possible to be?

OK then, before I wrap this up. . . I often hear this one, usually said to young people just starting out, and I think it's the most destructive thing I have ever heard.


"You can do absolutely anything you want to in life, if you just want it badly enough."

It sounds great, but it just doesn't pan out. If a person with an IQ of 100 wants to be a doctor, it isn't going to happen. If a person has no aptitude for medicine, it will be the same (or law, or landscaping). Yes, there are always people who rise to "the top", whatever that is (like oil on a slick, maybe?). But they have boosts along the way, often financial. Or they are raised to have a high and very sturdy sense of self-esteem.

Once in a while we hear a wonder-story about a kid from the ghetto or some other harsh, limiting circumstance who goes on to achieve dazzling deeds. It's rare as hen's teeth, but it does happen, and generally leads to talk show appearances and a book deal, if not a movie of the week.


For the rest of us, well, life hands us limitations. If I have ALS, I may not be able to run a marathon. If I'm a writer, unless my work is super-extraordinary, I won't win the Nobel Prize.

To my mind, it would be more realistic to say, "Life will hand you limitations. It's absolutely inevitable. But what you do to deal with those limitations is crucial. If you are realistic about them and find ways to make them work for you, you can achieve things you never dreamed of."

That takes up too much space, I suppose. But wouldn't it make a great commencement speech?


Sunday, October 9, 2011

Nancy and Kate. . . are they really the same person???



(Also known as Sort Out the Cloned Brunettes). Half of these photos are of Kate Middleton, and the other half of Paul McCartney's new 51-year-old-but-looks-30 heiress bride, Nancy Shevell.

Can you tell whom is whom, which is which, and (most importantly) why is why? I think I've lost track, myself.



(Confused? Me too. Does Kate have a twin?)





Oh. NOW I know. . .